The need for a new car doesn’t discriminate across income brackets. Every person can require a vehicle for a number of reasons, and it isn’t always easy to plan how to afford this on a low income. That’s why it’s so important to find a financing deal that can keep you ahead of the game! It’s not impossible to afford a used car, truck, or SUV when you’re on a low income, and Rick Davenport encourages you to work towards your goals. That’s why we’re here to discuss how you can buy a vehicle with your budget in mind! Read on to learn more about financing, buy here pay here, and how credit can affect your monthly payments.
Financing at Rick Davenport Auto Sales
Financing is everything. With a great financing plan, you can live within your means and easily afford your used vehicle. The trick is finding a financing option that works for you! With Rick Davenport, we’re dedicated to making sure every one of our customers can feel comfortable purchasing their vehicle. That’s why we’ve got our own credit application online, which you can use to save time at the dealership. With a solid financing plan, a low income is a nonissue when it comes to buying a used vehicle from Rick Davenport Auto Sales.
Buy Here Pay Here
This means you are financing your vehicle directly from the dealership, as opposed to working through a financing company. The major benefit here is that Buy Here Pay Here will not be nearly as stringent about credit. Most everyone is approved for this financing option, making it ideal for those with bad credit or a poor debt-to-income ratio. Payments are also much more flexible. You can even trade-in your current vehicle, reducing the amount you’ll have to pay in the long run. Best of all, you’re still guaranteed a warranty with Rick Davenport Auto Sales. Ask our talented team more about Buy Here Pay Here options!
How Does it Work With Low Credit?
It’s not uncommon for those with low income to have a low credit score, and that’s okay. It doesn’t mean you aren’t able to afford a used vehicle from Rick Davenport Auto Sales. The best way to ensure you can buy your used car, truck, or SUV is by working with our financing team. Even with a low credit score, we can work with you to help you afford a used vehicle on a budget. With Buy Here Pay Here, especially, credit is nearly a nonissue. Don’t hesitate to ask about our financing options—we can assist you, regardless of your credit.
Visit Rick Davenport Auto Sales in Rocky Mount, NC!
If you live in Rocky Mount, NC or the surrounding Raleigh area, Rick Davenport Auto Sales is your budget-in-mind goldmine for finding used cars, trucks, and SUVs. Our selection is filled with thoroughly inspected, certified pre-owned vehicles, so you’ll never be given a bad deal. Our financing options also make it easier than ever for you to afford a used car on a low income. Visit us today and see how we can help you drive your dream car!